Community financial coordination

Your community.
One trusted way
to coordinate money.

FundRays helps communities coordinate contributions, welfare, events, projects and recurring collections — while keeping the people responsible for the money in control.

  • Every payment is recorded
  • Every contribution is traceable
  • Money settles directly to the designated account

No app for members · No money held by FundRays · Direct M-Pesa settlement

FR
Matasia Village 💧
96 members
💧 Village Borehole Project
Goal: KES 600,000
KES 498,00083%
Contribute Now →
🎉Jane W. contributed KES 500
Peter K. — KES 1,000 sent
💚Amina A. — KES 750 sent
No money held by FundRays
Direct M-Pesa settlement
No app for members
Set up in minutes

Communities are already coordinating through FundRays.

261
Active communities
KES 704,009
Community financial activity
1,439
Contributions processed

Real communities. Real contributions. Real financial coordination.

The old way

Your community already works.
The coordination is the hard part.

Most Kenyan communities already have everything they need to organize: WhatsApp, M-Pesa, a treasurer, a committee and members who care. The problem is that the information is scattered.

Payments arrive in different places.
Screenshots get forwarded.
Treasurers reconcile manually.
Members ask whether their payment was received.
Committees chase updates.
And when the community grows, the coordination gets harder.
The difference

From scattered coordination
to one trusted system.

Without FundRays

Every collection is a struggle — and the treasurer pays in evenings.

Your community Settled to your treasurer WhatsAppscreenshots Chasingpayments MatchingM-Pesa codes Manualreconciliation "Who hasn'tpaid?" Reportsby hand

With FundRays

One path. Set up on WhatsApp, verified record, settled directly, seen by all.

Your community FundRays Direct settlement

FundRays doesn't replace the people running your community. It takes the manual coordination burden off them.

Simple by design

Start in minutes.
Your members already know how to pay.

01
Set up
Start on WhatsApp. Tell FundRays the name of your community, what you're collecting for and where the money should settle. No complicated onboarding.
02
Share
Share one payment link. Post it in your WhatsApp group or wherever your community communicates. Members tap the link and pay through M-Pesa. No app download.
One link
03
Coordinate
Everyone gets a trusted record. Contributions are recorded automatically, members can see their status, and treasurers don't reconcile messages by hand.
Automatic record
04
Settle
Money goes directly where it belongs — the designated M-Pesa, bank, Paybill, Till or Pochi. FundRays does not hold your community's money.
Direct settlement
When your group grows

A bigger community needs
more than a payment link.

A small group can coordinate through a WhatsApp chat and a notebook. A 200-, 500- or 1,000-member organization needs something more. FundRays gives growing communities a shared system for coordinating:

Members Committee roles Treasurers Multiple collections Financial records Settlements Participation Reports Institutional history
Your committee stays in control.
FundRays strengthens the institution around it.

FundRays does not replace your chairperson, secretary, treasurer or committee. It gives them a common system to work from — helping your organization move from individual-held records to institution-held records.

👥
Members
Maintain a reliable membership record and connect members to their participation.
🎖️
Roles
Give treasurers, secretaries and committee members the visibility appropriate to their responsibilities.
🗂️
Multiple collections
Run several welfare cases, projects or activities without losing track of what belongs where.
🧾
Financial records
Every contribution has a traceable record.
🏦
Settlement
Money goes to the designated destination rather than sitting with FundRays.
📚
Institutional history
Today's activity becomes part of the organization's record instead of disappearing into old WhatsApp messages.

The institution owns the relationships. The committee governs them. FundRays provides the infrastructure.

Trust without the burden

One shared record.
Less room for confusion.

Transparency shouldn't mean watching people. It should mean that nobody has to carry the entire burden of proving what happened. FundRays creates a common record of community financial activity so members, treasurers and committees can work from the same information.

For members

Know that your contribution was received and recorded.

For treasurers

Spend less time proving what happened and more time running the institution.

For committees

Work from a shared record instead of scattered messages and spreadsheets.

FundRays doesn't replace trust. It gives trust a verifiable record.

Your role stays yours

Technology should strengthen
an institution — not take it over.

Authority stays with the people elected or appointed to run the community. With FundRays, everyone keeps their role — and gets a better system to do it in.

ChairpersonOversight
Keeps institutional oversight.
TreasurerFinance
Continues managing authorized financial operations — with better records and less manual work.
SecretaryRecords
Keeps the institution organized and informed.
The CommitteeGovernance
Gets the visibility needed to govern.
MembersParticipation
Get reliable records of their own participation.
FundRaysInfrastructure
Provides the infrastructure connecting them.

Move the record from an individual's phone into the institution's system.

One system. Many community activities.

Fundraising is only the beginning.

Communities don't only raise money. They contribute, respond, save, organize events, support members, run projects and coordinate recurring obligations. FundRays gives those activities one financial coordination layer.

🕊️
Welfare & bereavement
Run multiple cases without losing track of members, contributions or settlement.
🏥
Medical & emergency
When time matters, create a collection quickly and share one payment link.
💍
Weddings & events
Coordinate contributions from members, family and friends across different locations.
💧
Development projects
Boreholes, buildings, school projects, community infrastructure and other shared goals.
🏦
Chamas & savings groups
Coordinate recurring contributions and maintain a reliable financial record.
Churches & organizations
Manage harambees, welfare collections, building projects and other community activities.
🤝
Membership organizations
Give large member-based organizations a common system for financial coordination.
Football & social clubs
Coordinate contributions, events, welfare and other collective activities.
One community. Many things happening.

Your institution doesn't stop
when one collection ends.

A welfare association may have a bereavement case today, a medical case tomorrow and an annual contribution next month. FundRays keeps these activities organized under the same community.

🏛️
Your Institution
All collections, one place
Case 01 — Bereavement
Closed
Case 02 — Medical
Active
Annual Contribution
Active
Event
Upcoming
Development Project
Planned

Collections are temporary. The institution is permanent.

Built for the people carrying the responsibility

Your treasurer shouldn't have
to be the entire system.

When one person is responsible for collecting money, matching payments, answering members and preparing reports, the institution becomes dependent on that person's time, phone and memory. FundRays moves the repetitive work into the system.

Less chasing
Members get payment links and updates.
Less reconciliation
Payments are matched automatically.
Less explaining
The record is already there.
Less personal risk
The institution has a shared financial history.
More time
Focus on running the community rather than maintaining spreadsheets.

"Your system does all the work for me, and I can relax."— Community treasurer

Real communities. Real experience.

Built with the people who run the money.

Churches Teacher welfare associations Football clubs Community welfare groups
"

We had three bereavement cases and one wedding running at the same time. Before FundRays, tracking contributions across WhatsApp was chaos. Now every member can see what they've paid, and reconciliation takes minutes instead of hours.

Kennedy
JSS Teachers Welfare Association

"Your system does all the work for me, and I can relax."

— Community treasurer

"Now people can immediately see who has contributed."

— Community treasurer

"I don't have to keep reminding everyone manually anymore."

— Community treasurer

"Everything happens inside WhatsApp — members don't have to learn anything new."

— Community treasurer
The simple experience

Your members don't need to learn FundRays.

They already know WhatsApp. They already know M-Pesa. FundRays simply connects the two.

WhatsApp Payment link M-Pesa Confirmation Community record Direct settlement

Simple for members. Powerful for the institution.

Your money stays your money

FundRays does not hold
your community's money.

Contributions are routed to the designated settlement destination. FundRays is the coordination layer — not the bank account.

Direct settlement
Money goes to the designated M-Pesa or bank destination.
🧾
Traceable payments
Every payment has a record.
📲
M-Pesa
Members pay through the method they already understand.
📊
Reports
Download contribution records — CSV or PDF — when you need them.
🔒
The coordination layer, not the bank account
Unlike platforms that collect and disburse later, FundRays routes each contribution directly to the designated destination. Your community's money never sits with us.
Powered by
⚡ Powered by FundRays
🔒 Secured by M-Pesa
Simple pricing
🎉 Free during launch

Start free.
Pay only the payment costs.

FundRays currently charges no platform fee during the launch period. The payment itself may incur Safaricom charges — and those charges are shown to the contributor before they confirm.

FundRays platform fee
KES 0
During launch. No platform fee on any contribution.
M-Pesa collection fee
Safaricom's applicable collection charge
Shown to the contributor before they confirm the payment.
Settlement fee
Safaricom's applicable payout charge
Added on top so your treasurer receives the intended amount.

Your treasurer receives the intended amount.

Why FundRays

Why communities choose FundRays.

01
No app for members
Members pay through a link. No download. No account creation.
02
WhatsApp-first
Set up and share collections where your community already communicates.
03
Direct settlement
Money goes directly to the designated destination.
04
Automatic records
Every contribution is recorded without manual reconciliation.
05
Multiple collections
Run several activities under one community.
06
Institutional history
Your financial activity doesn't disappear into old WhatsApp chats.
The infrastructure behind FundRays

FundRays is the first layer
of something bigger.

FundRays started with a simple problem: how can a community collect money without the chaos of WhatsApp messages, screenshots and manual reconciliation? But communities need to coordinate more than money. They coordinate people, obligations, events, resources and decisions. That's why we are building FROS — the Financial Relationship Operating System.

Group Members Relationships Financial coordination Institution Coordination capacity Collective action

Other platforms manage groups. FROS helps groups become institutions — and increases their capacity to coordinate.

People who trust each other Shared interests Leaders Rules Obligations

FundRays turns existing community relationships into organized action.

Communities already have social capital. What they often lack is infrastructure that helps them coordinate at scale. Not by replacing the community — by giving it better infrastructure.

Questions

Good to know.

Is FundRays a fundraising platform?
Fundraising is where FundRays starts, but it is designed for broader community financial coordination — welfare, events, projects, recurring contributions and membership organizations.
Does FundRays hold our money?
No. FundRays is designed to route contributions directly to the designated settlement destination.
Do members need an app?
No. Members can pay through the FundRays payment link using M-Pesa.
Can we run more than one collection?
Yes. A community can coordinate multiple active collections while maintaining them separately.
Who controls the money?
The community's designated authorized people retain control of the settlement destination and financial operations. FundRays provides the coordination and record-keeping infrastructure.
Can members see their contributions?
Yes. FundRays provides contribution records and live collection visibility.
Does FundRays replace our treasurer?
No. FundRays is designed to make the treasurer's job easier, safer and less dependent on manual reconciliation.
What happens when our committee changes?
The institution's records should remain with the institution rather than depending entirely on one person's phone, spreadsheet or memory.
Can a large association use FundRays?
Yes. FundRays is evolving to support larger membership organizations with multiple roles, collections and institutional workflows.
How much does FundRays cost?
FundRays currently charges no platform fee during the launch period. Applicable payment costs are disclosed before payment.
Start with one collection

Your community is ready.

Start with your next contribution, welfare case, project or event. See what happens when the coordination work moves from WhatsApp and spreadsheets into one trusted system.

Start on WhatsApp — it's free
See how it works →

No app for members · No money held by FundRays · Direct settlement