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Fundraising that
works while
you sleep.

Set up in minutes. Your group pays via M-Pesa. Money lands directly in your account. No apps. No follow-up calls.

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Active groups
KES —
Total raised
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Contributions processed
FR
Maji Mazuri Estate 🌳
96 members
🌳 Tree Planting Drive
Goal: KES 12,000
KES 10,01083%
Contribute Now →
🎉Jane W. contributed KES 500
✅Peter K. — KES 1,000 sent
💚Amina A. — KES 750 sent
Money never held by FundRays
Instant M-Pesa settlement
Set up in under 5 minutes
No apps for members
How it works

Three steps to your
first collection.

You set it up. FundRays does the rest — every payment confirmed, every shilling tracked, every member updated automatically.

01
Message FundRays on WhatsApp
Send "Hi" to +254 140 000040. Name your group, set a goal, choose your settlement method. Done in under 5 minutes.
Via WhatsApp DM
02
Share the payment link
Paste your unique link in the group chat. Members tap the link, enter their amount, and pay via M-Pesa. No app downloads.
One tap to pay
03
Money arrives instantly
Each contribution arrives directly in your M-Pesa or bank. Every member gets a live update automatically.
Instant settlement
Built for Kenyan groups

Your group already does this.

FundRays works for every kind of group collection — from monthly chamas to one-off drives.

🏠
Estate Service Charge
Collect monthly fees from residents. Automatic reminders, transparent board, no more chasing calls.
💍
Wedding & Events
Coordinate contributions from across the country. Everyone sees the board update in real time.
🎓
Graduation & School Fees
Family and friends contribute with one tap. Every shilling accounted for, receipts sent automatically.
🏦
Investment Chama
Monthly collections with full accountability. CSV and PDF reports for your treasurer every cycle.
⛪
Church & Community
Harambees, building funds, welfare drives. Collect from your WhatsApp community in minutes.
🏥
Medical & Emergency
When time matters, FundRays has no setup delay. Share the link, money moves immediately.
Our promise

Money goes directly
to your account.

FundRays never holds your money. Every contribution routes instantly from the payer to your M-Pesa or bank account. We earn a small service fee on each transaction — that's it.

⚡
Instant settlement
Funds arrive in your account within seconds of each payment confirmation.
📊
Full records
Download CSV or PDF reports any time. Every payment, every payer, every M-Pesa code.
🔒
Transparent to your group
Live board shows every contribution. No hidden figures. No trust issues.
🔒
Zero holding period
Unlike platforms that collect and disburse later, FundRays routes each contribution directly. Your working capital never sits with us overnight.
Powered by
⚡ Powered by FundRays
🔒 Secured by M-Pesa
Simple pricing
🎉 Free during launch

No platform fee.
Full transparency on every shilling.

FundRays charges nothing. The only costs are Safaricom's standard M-Pesa fees — one to collect the payment (C2B), one to send it to the treasurer (B2C). Both are added on top of the intended amount. The treasurer always receives exactly what was intended.

Step 1 — Collection
C2B fee
Safaricom charges this when the contributor pays via M-Pesa STK Push. Paid by the contributor on top of the intended amount. FundRays pays nothing on collection.
Business Bouquet tariff — contributor bears 100% of this fee
Step 2 — Payout
B2C / B2B fee
Safaricom charges this when FundRays sends money to the treasurer's M-Pesa, Pochi, Paybill, or Till. Also added on top — treasurer receives the full intended amount.
Standard B2C tariff — also covered by the contributor's gross payment
Intended amount C2B fee
(collection)		 B2C fee
(payout)		 Total Safaricom fees Contributor pays Treasurer receives
KES 10 – 100 KES 0 KES 0 KES 0 Exact amount Full amount ✓
KES 101 – 500 KES 5 KES 5 KES 10 Amount + KES 10
e.g. KES 310 on KES 300		 Full amount ✓
KES 501 – 1,000 KES 10 KES 5 KES 15 Amount + KES 15
e.g. KES 515 on KES 500		 Full amount ✓
KES 1,001 – 1,500 KES 15 KES 5 KES 20 Amount + KES 20
e.g. KES 1,220 on KES 1,200		 Full amount ✓
KES 1,501 – 2,500 KES 20 KES 9 KES 29 Amount + KES 29
e.g. KES 2,029 on KES 2,000		 Full amount ✓
KES 2,501 – 3,500 KES 25 KES 9 KES 34 Amount + KES 34
e.g. KES 3,034 on KES 3,000		 Full amount ✓
KES 3,501 – 5,000 KES 34 KES 9 KES 43 Amount + KES 43
e.g. KES 4,043 on KES 4,000		 Full amount ✓
KES 5,001 – 7,500 KES 42 KES 11 KES 53 Amount + KES 53
e.g. KES 5,053 on KES 5,000		 Full amount ✓
KES 7,501 – 10,000 KES 48 KES 11 KES 59 Amount + KES 59
e.g. KES 10,059 on KES 10,000		 Full amount ✓
KES 10,001 – 15,000 KES 57 KES 11 KES 68 Amount + KES 68
e.g. KES 12,568 on KES 12,500		 Full amount ✓
KES 15,001 – 20,000 KES 62 KES 11 KES 73 Amount + KES 73
e.g. KES 18,073 on KES 18,000		 Full amount ✓
KES 20,001 – 25,000 KES 67 KES 13 KES 80 Amount + KES 80
e.g. KES 22,580 on KES 22,500		 Full amount ✓
KES 25,001 – 30,000 KES 72 KES 13 KES 85 Amount + KES 85
e.g. KES 27,585 on KES 27,500		 Full amount ✓
KES 30,001 – 35,000 KES 83 KES 13 KES 96 Amount + KES 96
e.g. KES 32,596 on KES 32,500		 Full amount ✓
✓  No FundRays platform fee — free during our launch period    ✓  Both Safaricom fees added on top — treasurer always receives 100% of the intended amount    ✓  The payment page shows the exact total before the contributor confirms on M-Pesa    ✓  C2B (collection): Safaricom Business Bouquet tariff — contributor pays, FundRays pays nothing    ✓  B2C (payout): Safaricom standard B2C tariff — covered in the contributor's gross    ✓  Minimum contribution KES 10   ✓  Maximum single transaction KES 35,000
"

I used to spend entire days chasing payments and updating spreadsheets. Now contributions come in automatically while I focus on actually running the estate.

Amina Abdallah
Estate Manager, Nairobi
1 week
Conventional collection
KES 8,650 raised
VS
3 hrs 35 min
With FundRays
KES 10,010 raised
Get started free

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Set up your first fundraiser in under 5 minutes. No credit card. No app download.

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